More time to pay with a Very Pay credit account

A cartoon flamingo holding a digital tablet displaying the text 'very pay' while engaging with a cartoon grey bird in a colourful living room. The flamingo wears a purple outfit, and the grey bird is in a green plaid shirt.

Like to spread the cost and avoid paying interest?

You’ll love Very Pay! Choose to pay now, pay later or pay over 3 months with Take 3 and pay no interest. In fact, you can spread the cost every time you shop with nothing to pay at checkout, and interest can be avoided on all purchases.

39.7% APR variable

Very Pay FAQs

Choose how to pay

Click here to find out more about how and where to make your payment of choice.

The Very App

  • When you download our app, it makes managing your account even more simple

  • View your credit limit and amount left to spend at a glance

  • Keep track of your payment due date and how much you need to pay

  • And with touch and face ID login, it's really easy to log in securely each time

Warning: This is high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.

39.7% APR variable

Representative example based on minimum monthly payments
€200 purchase 29 monthly payments of 8% of balance (or €8 if greater)
Interest Rate / APR 39.7% variable
Total amount €277.01
If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time

Notice

Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 or above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.