Spread the cost with Very
Spread the cost of everything you buy into manageable monthly payments.
It’s easy to open an account, easy to use and gives you more freedom to shop within your budget.
Our monthly payment option allows you to buy the things you want now and pay nothing for at least 23 days.
We’ll send you an email each month when your statement is available to view online, so you know what’s due.
Payments are due on the same date every month so you can plan and budget more easily.
You can pay an amount that suits you each month as long as you pay at least €8 or 8% of your balance. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.
Online payments will reach your account instantly but may take 24 hours to appear online.
You’ll need to verify your account by providing photo ID and proof of address.
Warning: This is high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.
39.7% APR variable
Representative example based on minimum monthly payments.
€200 purchase 29 monthly payments of 8% of balance (or €8 if greater)
Rate of Interest 39.7% APR
Total amount €277.01
If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time.
Our high cost credit provider agreements have a maximum APR of 39.7%.
Licensed high cost credit providers must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.
NOTICE:
Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 or above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.