Spread the cost Spread the cost

Spread the cost of everything you buy into manageable monthly payments.

Spread the cost

It’s easy to open an account, easy to use and gives you more freedom to shop within your budget.

Spread the cost

Our monthly payment option allows you to buy the things you want now and pay nothing for at least 23 days.

Spread the cost

We’ll send you an email each month when your statement is available to view online, so you know what’s due.

Spread the cost

Payments are due on the same date every month so you can plan and budget more easily.

Spread the cost

You can pay an amount that suits you each month as long as you pay at least €10 or 10% of your balance. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Spread the cost

Online payments will reach your account instantly but may take 24 hours to appear online.

Spread the cost

You’ll need to verify your account by providing photo ID and proof of address.

Apply now

Warning: This is high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.

39.7% APR variable

Representative example based on minimum monthly payments.

€200 purchase 22 monthly payments of 10% of balance (or €10 if greater)

Rate of Interest 39.7% APR

Total amount €256.23

If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time.

Our high cost credit provider agreements have a maximum APR of 39.7%.

Licensed high cost credit providers must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.

Terms and Conditions

Over 18s Only. Registered Office: Very, Cape House, Westend Office Park, Blanchardstown, D15Y9DV. Registered Number 106058

Shop Direct Ireland Limited trading as Very is regulated by the Central Bank of Ireland.

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