Very gives you a choice of ways to pay

Here's a quick guide to our payment options

so you can find out more and decide which suits you best.

Spread the cost

Pay in 3 with Take 3

3 payments, 3 months, pay no interest

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Spread the cost

Spread the cost

Choose to make a minimum payment or more when it suits you, on a fixed monthly date

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Spread the cost

Buy Now Pay Later

Delay paying anything for 6 months when you spend over a certain amount

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Subject to credit and account status.

Spread the cost

Pay now

Use your credit or debit card to pay in full today

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Did you know...

Spread the cost

Our payment options are designed to let you pay for the things you want in a way that suits you. So, whenever you shop with Very, you can either pay right away or spread the cost of your purchase.

Spread the cost

You can pay in 3. That means splitting the cost of anything over 3 months and pay no interest. Plus, you don’t need to pay anything for at least 23 days. And because it’s all in one place you’ll always know where you’re up to with a fixed monthly payment due date. Just so you know, if you choose not to make your 3 monthly payments, you’ll pay interest on your balance at your account rate. You always have the option to pay a minimum payment - you’ll see this on your statement. If you pay this, you’ll be charged interest and it’ll take you longer to pay off your balance.

Spread the cost

You can even delay payment for 6 months with Buy Now Pay Later, subject to credit and account status.

Apply now

Very account fact check

Q.

I’m worried about paying interest

A.

You can ALWAYS avoid paying interest, it’s designed to help you do just that. You can pay in full at any time, pay over 3 months and pay no interest or Buy now pay later, ensuring the balance is paid before the delayed payment period ends.

Q.

Don’t I need a credit account at Very to shop with you?

A.

No, you can shop with or without having a credit account. However, Very credit account allows you to spread the cost and pay later. It’s always up to you!

Q.

Do I have to put everything on credit with Very?

A.

No, not at all. You can pay with a debit or credit card whenever you like and spread the cost whenever you want to. It’s really that flexible.

Q.

Does my payment due date change whenever I place a new order?

A.

No, at Very you’ll get a fixed payment due date which happens to be the same date each month so it’s really easy to remember and budget too!

Warning: This is high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.

39.7% APR variable

Representative example based on minimum monthly payments.

€200 purchase 29 monthly payments of 8% of balance (or €8 if greater)

Rate of Interest 39.7% APR

Total amount €277.01

If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time.

Our high cost credit provider agreements have a maximum APR of 39.7%.

Licensed high cost credit providers must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.

NOTICE:

Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 or above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.

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