Spread the cost Spread the cost

Here's a quick guide to our payment options

so you can find out more and decide which suits you best.

Spread the cost

Spread the cost

Choose to make a minimum payment or more when it suits you, on a fixed monthly date.

Find out more
Spread the cost

Buy Now Pay Later

Delay paying anything for 6 months when you spend over a certain amount.

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Subject to credit and account status.

Spread the cost

Pay now

Use your credit or debit card to pay in full today.

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Representative 39.7% APR variable

Did you know...

Spread the cost

Our payment options are designed to let you pay for the things you want in a way that suits you. So, whenever you shop with Very, you can either pay right away or spread the cost of your purchase.

Spread the cost

You always have the option to pay a minimum payment – this is detailed in your statement.

Spread the cost

You can even delay payment for 6 months with Buy Now Pay Later, subject to credit and account status.

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Very account fact check


I’m worried about paying interest


You can ALWAYS avoid paying interest, it’s designed to help you do just that. You can pay in full at any time or Buy Now Pay Later, ensuring the balance is paid before the delayed payment period ends.


Don’t I need a credit account at Very to shop with you?


No, you can shop with or without having a credit account. However, Very credit account allows you to spread the cost and pay later. It’s always up to you!


Do I have to put everything on credit with Very?


No, not at all. You can pay with a debit or credit card whenever you like and spread the cost whenever you want to. It’s really that flexible.


Does my payment due date change whenever I place a new order?


No, at Very you’ll get a fixed payment due date which happens to be the same date each month so it’s really easy to remember and budget too!

Warning: This is high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.

39.7% APR variable

Representative example based on minimum monthly payments.

€200 purchase 22 monthly payments of 10% of balance (or €10 if greater)

Rate of Interest 39.7% APR

Total amount €256.23

If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time.

Terms and Conditions

Over 18s Only. Registered Office: Very, Cape House, Westend Office Park, Blanchardstown, D15Y9DV. Registered Number 106058

Shop Direct Ireland Limited trading as Very is regulated by the Central Bank of Ireland.


Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 or above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.

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